Car insurance that rewards you
Get comprehensive cover from £195*
*10% of customers paid £195 between 1 July and 30 Sept 2022.
Excludes optional extras.
Comprehensive cover you can trust
Why it pays to drive well with Vitality
You're a good driver. It's time to get something back from your car insurance.
* Based on a member earning the full 25% Cashback Reward each month, calculated using the average Vitality Car core insurance premium (excluding optional extras and interest charges) for policies sold between 1 July and 30 September 2022.
** 10% of customers paid £195 or less between 1 July and 30 September 2022. Excludes optional extras.
How to earn rewards for good driving
Our app and sensor work like a smartwatch for your car. Use them to earn rewards in 3 easy steps.
Download our app
Download the app, link it to your driving sensor and attach the sensor to your windscreen.
Drive well/have a car-free day
We’ll reward you for your good driving on the days you do drive PLUS reward you on the days you don’t drive.
Get your rewards
Earn rewards including up to 25% cashback every month, money off your excess and more.
What's in our 5 Star cover?
You get fully comprehensive insurance with Vitality, with no mid-term adjustment fees.
Repairs are guaranteed
Our approved repairer will guarantee their work for as long as you own your car.
Uninsured driver protection
If you’re involved in an accident that’s not your fault and the person responsible for the accident is not insured, your NCD won’t be affected, and you won't have to pay your excess.
Windscreen cover
We'll repair or replace any damaged windscreens or windows.
Replacement keys
If your keys are lost or stolen, we will provide cover up to £1,000 to replace them.
90 days EU cover
Comprehensive insurance cover for up to 90 days when driving your car abroad in the EU.
Travel costs
If you get stuck, you'll get up to £500 towards travel or hotel costs to finish your journey.
What else we cover
- Child car seat replacement
- Cover for your belongings
- Legal liability to others
- New car replacement cover
- Medical expenses
- Unlimited cover for audio and sat nav equipment
Add extras to your cover
Need a few more things that work for you?
Drive well. Save money. Help the planet.
When you drive well, we'll offset up to 100% of your carbon emissions. Plus, we'll also reward you for car-free days.