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Cover Options

Worldwide Travel Insurance

Your health plan covers you while you’re in the UK


But if you’re planning on making the best of your travel rewards, it’s a good idea to think about our comprehensive travel cover to give you peace of mind while you’re abroad.

Our Worldwide Travel Cover includes up to £10 million emergency medical expenses overseas, as well as cover for lost luggage, delayed flights and more. We offer cover for trips planned to last up to 120 days, as long as everyone on the plan is 64 or under when this option is added to your plan.

If you can’t find what you’re looking for with our travel cover, there are other options available in the market. Take a look at Money Advice Service's travel directory

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On 1 September 2021, our Worldwide Travel Cover changes. We are enhancing it with increased limits and a new benefit for travel vaccinations and medication. If you include it in your plan on or before 31 August 2021, your cover will update to the enhanced option when your plan renews. Your plan will renew annually.

Existing product – for plans starting on for before 31 August 2021

Travel benefit
Amount of cover
Overseas medical expenses
 

Medical cover if taken ill overseas, including accommodation costs and travel expenses for one person to remain behind with the sick or injured member*

Repatriation expenses*

Transfer of body or ashes back to the UK

Up to £10 million
Cost of burial or cremation outside the UK
Up to £1,000
Other travel expenses

Loss or damage to personal belongings Up to £2,000*
Loss of personal money
Up to £1,000*
Delayed departure
Up to £100
Missed departure
Up to £500*
Cancelling the trip or cutting it short
Up to £4,000*
Personal accident
Up to £25,000
Personal liability
Up to £2 million
Loss of passport
Up to £250*
Delayed baggage
Up to £200*
Legal expenses
Up to £25,000
Winter Sports Cover (cover is limited to 21 days in total each plan year)
 
Loss or damage to ski or snowboarding equipment
Up to £500*
Loss of ski pass
Up to £500*
Piste closure (£30 a day)
Up to £500*
Loss of use of hired skis and ski pass due to illness or injury Up to £500*

Unless we state otherwise, the benefits are per insured person per trip.

* You will need to pay a £50 excess on these benefits.

 

New product – for plans starting on and after 1 September 2021

Travel benefit
Amount of cover
Overseas medical expenses
 

Medical cover if taken ill overseas, including accommodation costs and travel expenses for one person to remain behind with the sick or injured member*

Repatriation expenses*

Transfer of body or ashes back to the UK

Up to £10 million
Cost of burial or cremation outside the UK
Up to £2,500
Other travel expenses

Loss or damage to personal belongings Up to £3,000*
Loss of personal money
Up to £1,000*
Delayed departure
Up to £250
Missed departure
Up to £1,000*
Cancelling the trip or cutting it short
Up to £10,000*
Personal accident
Up to £50,000
Personal liability
Up to £2 million
Loss of passport
Up to £250*
Delayed baggage
Up to £600*
Legal expenses
Up to £25,000
 Travel vaccinations and medications

✓ Anti-malarial medication
✓ Cholera vaccinations
✓ Hepatitis A vaccinations
✓ Hepatitis B vaccinations
✓ Rabies vaccinations
✓ Typhoid vaccinations
✓ Tetanus vaccinations
✓ Yellow fever vaccinations
✓ Japanese encephalitis vaccinations
✓ Tuberculosis vaccinations
✓ Tick-borne encephalitis vaccination
✓ Meningitis vaccinations.
 Up to £100
Winter Sports Cover (cover is limited to 21 days in total each plan year)
 
Loss or damage to ski or snowboarding equipment
Up to £500*
Loss of ski pass
Up to £500*
Piste closure (£30 a day)
Up to £500*
Loss of use of hired skis and ski pass due to illness or injury Up to £500*

Unless we state otherwise, the benefits are per insured person per trip.

* You will need to pay a £50 excess on these benefits.

 

Important information

All benefits are per insured member, per plan year, unless we state otherwise. 

Separate terms, conditions and exclusions apply to our Worldwide Travel Cover.

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