Vitality consultant and hospital cover options

Consultant Select - treatment based on care not cost

Included in our Core Cover this gives you complete peace-of-mind care, because it lets doctors decide who should treat you – instead of an insurer. When you need a referral, our Consultant Panel chooses the best consultant for you, based entirely on your medical needs.

The Consultant Panel is formed by Alliance Health Group – an independent doctor-owned organisation. They’re the biggest national group of UK consultants in private practice, all reviewed and audited by their peers. They also undergo customer satisfaction assessments, so you can be sure of getting the highest standards of care.

The advantages of our Consultant Panel

• You get a consultant based on your specific needs, symptoms and medical history.
• If your consultant says you need more treatment, the panel fully manage your claim – there’s no need to contact us for authorisation.
• We pay the consultant directly and in full – there are no fee shortfalls with us.

Easy to use

• Make a claim online or over the phone or use our free Vitality GP app to book a private video consultation. If they think you need more treatment, they contact the Consultant Panel for you.
• The Consultant Panel looks at your symptoms and medical history, then recommends the best consultant, based on their expertise for your needs.

Hospital Select

Our Hospital Select option gives you more control over who treats you and where you’re treated. If you choose this option, you can add one of three hospital lists to your plan:

Local

• All hospitals in the UK’s largest hospital groups, including BMI Healthcare, Nuffield Health, Spire Healthcare, Ramsay Health Care and Circle Health.
• A number of local providers, including Aspen Healthcare and the New Victoria Hospital.
• Also includes two Face-to-Face GP consultations in the London area.

This option does not include Central London hospitals.

Countrywide

• All hospitals in the UK’s largest hospital groups, including BMI Healthcare, Nuffield Health, Spire Healthcare, Ramsay Health Care and Circle Health.
• A number of local providers, including Aspen Healthcare and the New Victoria Hospital.
• The London Clinic, The Hospital of St John and St Elizabeth, King Edward VII’s Sister Agnes Hospital in Central London.
• Most other private hospitals outside London.
• All NHS Private Patient Units outside London.
• Some Central London NHS Private Patient Units.
• Also includes two Face-to-Face GP consultations in the London area.

London Care

• All private hospitals in the UK that meet our quality requirements
• All NHS Private Patient Units in the UK.
• Also includes unlimited Face-to-Face GP consultations in the London area.

Important information

If you choose one of our hospital list options and use a hospital not on your list, you’ll pay 40% of treatment costs, excluding consultant fees. To avoid this, pick another hospital on your list.